Himalayan Finance Limited (HFL)

Update: The bank has been liquidated as of November 2019.

Established in the year 1994, Himalayan Finance Limited (HFL) became successful to create a place for itself in Nepali finance market. The institution’s ability to adapt to the shifting paradigm in the finance world to offer their clients the superior financial solutions was one of the reasons behind its success. The company, since its inception, has been offering a wide variety of tailor-made, technology based, co-branded, prompt and personalized services right at the customer’s doorstep.

Himalayan Finance Limited tries to tap the untapped resources and inject the same into the mainstream of the country’s economy which makes it unique and different from other institutions of the same category. The company provides best services with highest standard at lower service charges and help people build up regular savings habit by offering them assured returns with total security. The team of the company is determined to embrace cutting edge concepts with transparent operations and customer-centric policies to constructively reshape Nepal’s finance world.


The institution established with the authorized capital of NRs 28,000,000, issued capital of NRs 14,000,000 and paid up capital of NRs 14,000,000 has its sixty percent of shares under the control of its promoters with the remaining forty percent in the hands of general public. The institution was established with the mission to establish itself as the leading financial company by providing its clients with innovative financial products and quality investment solutions through devoted services. Himalayan Finance Limited envisions itself as the one to create new benchmarks in Nepali Finance Industry via strategic growth, quality service and creation of self employment opportunities.

In order to fulfill its mission and vision as well as to meet the expectations and financial needs and requirements of its valued customers and clients, HFL offers various financial services and products such as Baristha Nari Saving, Senior Citizen Saving, Educational Saving, Recurring Saving and Swarneem Saving under its saving account schemes, Special Deposits under its deposit schemes and Hire Purchase Loan, Housing Loan, Trade Loan, Consumer Loan and Agriculture Loan under its loan and advances schemes. Besides these, the company also provides insurance cover up to NRs 2,00,000 (deposit), Any Branch Banking Facilities (ABBS), free cheque book, free statement, attractive interest, door to door service and free balance statement. The company, through its four branch offices at Lalitpur, Biratnagar, Birgunj and Janakpur along with its head office at Sundhara, Kathmandu, provides its services to its customers with ease and convenience.