Valley Finance Limited

Update: The finance company merged into Yeti Development Bank Limited in 2013.

Valley Finance Limited (VFL), a national level financial institution established on May 11, 2006, has been serving as one of the leading players in the financial market of Nepal since its incorporation. The company was established with the vision of becoming a leading finance of the country by providing premium products and services to the customers, thus ensuring attractive and substantial returns to its depositors and stakeholders.

To become preferred provider of quality financial services in the country is the mission of the finance company and to achieve the mission they thrive to satisfy the customers’ needs as they believe that it is the only way of accomplishing their mission. The company strives to position itself in the hearts and minds of the customers and give superior value to its shareholders and promising growth opportunities to its employees.

valley finance

The major objective of the company is to develop a customer oriented service culture with special emphasis on customer care and convenience by exploring new avenues for growth and profitability and to become the finance of first choice. The wide choices of deposit account schemes that the company provides as its diversified risk asset portfolio has served the economy in every sector. Valley Finance Limited has been able to maintain a lead in the primary financial activities such as loans and deposits despite the cut throat competition in the Nepalese financial sector.

The products and services that the company offers keeping in mind the diverse banking and financial needs and requirements of the customers are Valley Fixed Deposit Account, Valley Saving Account, Valley Senior Citizen Saving Account, Valley Children’s Saving Account, Valley Bazaar Saving Account, Valley Recurring Savings Account, Valley Corporate Saving Account, Valley Nari Saving Account, Valley Saugat Saving Account, Fixed Deposits and other funded facilities under its saving and deposit schemes and Business/ SME Loan, Hire Purchase Loan, Home Loan, Personal Loan, Education Loan, Loan Against Gold, Deprived Sector Loan, Margin Lending, Loan against Fixed Deposit Receipt, Loan against Government Bonds and Others Non Funded Facilities under its loan and advances schemes. The finance company also provides bank guarantee and remittance facilities. Valley Finance Limited (VFL) has three branch offices, one each at Itahari – Sunsari, Anarmani – Jhapa, Dhalkebar – Dhanusha districts of Nepal with its central office located at Maharajgunj – Kathmandu.

The finance company entered into a merger with Yeti Finance Limited and Manakamana Development Limited in 2013. The joint entity was named ‘Yeti Development Bank Limited’.