Lumbini Finance and Leasing Company Limited (LFLC)

Update: The company merged with Vibor Society Development Bank Limited in 2017 and now operates as Lumbini Bikas Bank.

Known commonly as LFLC, Lumbini Finance and Leasing Company Limited is a public limited finance and leasing company promoted by a group of highly committed and innovative persons and managed by a group of well experienced and professional managers having excellent leadership in the field of banking and finance. Also, the trusted and dedicated staffs of the company are one of its valuable assets. Lumbini Finance Company is registered as ‘C’ class financial institution under the Company Act and is licensed by the Nepal Rastra Bank to carry on its operation.

The finance company with the authorized capital of NRs 650,000,000, issued capital of NRs 412,500,000 and paid up capital of NRs 268125000 commenced its operation from Chaitra 3rd 2052 BS. The company has designed its logo in a way that represents the symbol of continuity and reliability in the market. The share of LFLC is listed in Nepal Stock Exchange (NEPSE) and is being traded in the market as an A-grade share. While sixty percent of the company shares are controlled by promoters, forty percent are in the hands of general public.


Established with the major objective of enhancing the growth rate of industry and commerce for the economic benefit of the general public and uplifting their living standard, the company is focused to reach to unattended savers by advising them to get maximum benefits from financial market and to encourage potential investors and experts to invest into productive and employment generating sectors by providing financial support for implementing new business ideas and techniques. The company also aims to provide consumer loan to the people for the uplifting their living standards by various means. To mobilize the scattered savings by floating attractive schemes in the forms of different deposits and by issuing other financial instruments, to invest in and/or to give loans and advances to those sectors which strengthen the economic development of the country, to provide loans to client to serve various needs of them like housing need, household equipment need, etc., to conduct leasing business to serve the industries and commerce, to conduct hire purchase business to serve the need of the clients, to operate other financial functions like Merchant Banking, Investment Banking, Assets Management and others and to provide technical and financial advisory services are considered as its objectives.

The company has a branch office in Lalitpur, Newroad and Pokhara, respectively and is planning to further extend its reach and services by adding more branch offices in other remote as well as city areas in near future. The company has been providing almost all the facilities to its employee since its inception and along with that, it has also been providing dividends to its shareholders and contributing substantially to the government in the form of direct and indirect taxes.

The company, in order to fulfill its objectives and aims, has come up with various products and services on offer. Some of them are Lumbini Special Ladder Saving A/C, Lumbini Ladder Saving A/C, Lumbini Prime Saving A/C, Lumbini Super Saving A/C, Lumbini Special Saving A/C, Lumbini Saving A/C, Lumbini Saving 66 A/C, Lumbini Child Saving A/C, Fixed Deposit, Call Deposit and Provident Fund under its saving and deposit schemes and Hire Purchase Loan, Housing Loan, Term Loan, Project Loan, Deprived Sector Loan and Personal Loan under its loans schemes. The other services provided by the bank include remittance and internet banking. For further details, contact:

The company merged with Vibor Society Development Bank Limited in 2017. The joint entity operates as Lumbini Bikas Bank Limited.